# Prepare the cream at first. Pour milk
into a pot, add starch, flour
in it. Mix it well. Then, place the pot over heat and cook the mixture until it reaches high consistency by stirring constantly.
# Add vanilla into the mixture just before removing the pot from the stove, mix it. Then remove the pot from the stove and let it cool down.
# Meanwhile cut the sponge cake into 3 equal layers. Blend the mixture of icing sugar
and cold milk
. Dice the kiwis and banana
# Add about 2-3 tbsp whisked shanty into the cool cream and mix it.
# Transfer half of the shanty added cream into another bowl, add cocoa
in it and mix. Add banana
# Add kiwi cubes into the remaining white cream.
# Mix the marmalade and water. Wet the first layer of the sponge cake with this mixture. Put cream with kiwi on it and flatten it.
# Place the second layer of the cake onto the cream layer and wet it also. Place banana
added cream all over and flatten.
# Place the last layer of the cake and wet it also. Cover it with shanty.
# Peel the kiwis, slice them thinly and place to the sides of the cake.
# Finally grate the chocolate thickly all over the cake.
# Refrigerate it for overnight and serve.